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Home-equity loans and home-equity lines of credit, or HELOC, boast very low interest rates today, but the majority of these are adjustable. When interest rates rise, so would your monthly payment. Unless you’re planning to pay off the.

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There are about 60 such storefronts in metro Omaha where, in about 15 minutes, people like LaCroix can walk in with a photo ID, a pay stub. eruption of bad loans, but Hill said he thinks part of it has to do with the emergence of online.

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